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Pricing that scales with your business

Manage all your omnichannel payment needs from a single platform. No setup fees, pay lower transaction fees as your business grows, configure many payment methods, and much more.

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Pricing

Pricing overview

  • Setup Fee
  • Daily Fee
  • Payment Methods
  • Settlement
  • Subscription engine
  • All Features + Integrations
  • Unlimited API Access
  • Fully 3D Secure
  • Acquirer Routing Engine
  • Smart Transaction Routing & Cascading
  • Payments Orchestration
  • Proprietary MPI Server
  • Fully PCI Level1 Compliant Card Vaulting
  • Scheme tokenization + Card updater
  • 3D Secure Rules (Smart Exceptions)
  • Refunds
  • Chargebacks
  • Dashboard Users
  • High Priority Support (Dedicated Slack Channel)

MONEI X

Dynamic Pricing

Interchange ++

(Visa, Mastercard, Diners Club International, Discover)

Scaled platform usage from:

  • Setup Fee
    Free
  • Daily Fee
    €0.10
  • Payment Methods
    All payment methods
  • Settlement
    7 days (up to 30, based on your account's risk score)
  • Subscription engine
    0 €
  • All Features + Integrations
    Free
  • Unlimited API Access
    Free
  • Fully 3D Secure
  • Acquirer Routing Engine
    Acquirer Routing Engine
  • Processor Routing Engine
    Smart Transaction Routing & Cascading
  • Payments Orchestration
    Payments Orchestration
  • Proprietary MPI Server
    Proprietary MPI Server
  • PCI Level1 Card Vaulting
    Fully PCI Level1 Compliant Card Vaulting
  • Scheme tokenization
    Scheme tokenization + Card updater
  • 3D Secure Rules (Smart Exceptions)
    3D Secure Rules (Smart Exceptions)
  • Refunds
    Free
  • Chargebacks
    €17.00 Per Chargeback
  • Dashboard Users
    1 Included, Additional Seats: €0.16 / Day
  • Support for payment orchestration setup & configuration
    High Priority Support (Dedicated Slack Channel)

MONEI PLUS

Use your Processor or Acquirer

Payments Orchestration Platform (POP)

Scaled platform usage from:

per successful transaction with ANY Payment Method

  • Setup Fee
    Free
  • Daily Fee
    €39.99 for connection with up to 2 processors, €19.00 for each additional processor (free until you process the first transaction)
  • Payment Methods
    All payment methods
  • Settlement
    What Your Acquirer Offers You
  • Subscription engine
    0 €
  • All Features + Integrations
    Free
  • Unlimited API Access
    Free
  • Payment Gateway
  • Acquirer Routing Engine
    Acquirer Routing Engine
  • Processor Routing Engine
    Smart Transaction Routing & Cascading
  • Payments Orchestration
    Payments Orchestration
  • Proprietary MPI Server
    Proprietary MPI Server
  • PCI Level1 Card Vaulting
    Fully PCI Level1 Compliant Card Vaulting
  • Scheme tokenization
    Scheme tokenization + Card updater
  • 3D Secure Rules (Smart Exceptions)
    3D Secure Rules (Smart Exceptions)
  • Refunds
    Free
  • Chargebacks
    What Your Acquirer Offers You
  • Dashboard Users
    Unlimited
  • Support for payment orchestration setup & configuration
    High Priority Support (Dedicated Slack Channel)

MONEI Pay

Sell In-store

Cards transactions

per successful transaction

(Apple Pay, Google Pay, PayPal, Visa, Mastercard, Diners Club International,Discover)

Bizum transactions

per successful transaction

  • Setup Fee
    Free
  • Daily Fee
    €0.03
  • Payment Methods
    All payment methods
  • Settlement
    24 h
  • Subscription engine
    Subscription engine
  • All Features + Integrations
    Free
  • Unlimited API Access
    Not applicable
  • Fully 3D Secure
  • Acquirer Routing Engine
    Acquirer Routing Engine
  • Processor Routing Engine
    Smart Transaction Routing & Cascading
  • Payments Orchestration
    Payments Orchestration
  • Proprietary MPI Server
    Proprietary MPI Server
  • PCI Level1 Card Vaulting
    Fully PCI Level1 Compliant Card Vaulting
  • Scheme tokenization
    Scheme tokenization + Card updater
  • 3D Secure Rules (Smart Exceptions)
    3D Secure Rules (Smart Exceptions)
  • Refunds
    Free
  • Chargebacks
    €17.00 Per Chargeback
  • Dashboard Users
    1 Included, Additional Seats: €0.16 / Day
  • Support for payment orchestration setup & configuration
    High Priority Support (Dedicated Slack Channel)

Available Acquirers or Processors for MONEI PLUS (Payments Orchestration Platform - POP): Full updated list.

See detailed pricing. MONEI pricing stands on our Pay What Feels Good Policy.

*According to "artículo 20 de la Ley 37/1992 del IVA" payments related fees are VAT exempt.

Get support

Integrated payments for business platforms and marketplaces

Save time and money by seamlessly integrating payments into your business platform or marketplace with MONEI Connect. Let us manage onboarding, KYC, and payments compliance for you. Get in touch today to learn more about MONEI Connect.

Power your omnichannel payments with MONEI

Get started today (without obligation) and download your mobile payment app on one or many iOS or Android mobile devices.

Pricing FAQs

How does dynamic billing work?

As your sales volumes increase, your transaction fees decrease in real time, thanks to MONEI’s dynamic billing system.

How long do payment settlements take?

Settlement times usually range from 1 to 7 days from the date of the transaction. High-risk merchants — like CBD sellers — have a longer payout period (up to 30 days).

Can I issue refunds?

Yes. You can issue refunds for online payments via your MONEI Dashboard or via your e-commerce backend — learn more here. For physical payments via MONEI Pay, you can issue refunds from your mobile app.

Can I add more than one store to my account?

Yes. As long as it’s the same business entity, selling the same products, there’s no extra cost to add multiple stores to your MONEI account.

Can I add more than one store to my account?

Yes. As long as it’s the same business entity, selling the same products, there’s no extra cost to add multiple stores to your MONEI account.