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Accept MB WAY — Portugal’s favorite mobile payment method

Portugal’s leading digital wallet, MB WAY, has over 3.5 million active users who make 9 million purchases each month. This popular mobile payment method lets customers store up to eight bank cards and pay online with their mobile phone number and MB WAY PIN.

Sign up for MONEI today to accept MB WAY (and more payment methods) in your business.

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Why accept MB WAY wallet?

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94% of MB WAY users always pay with MB WAY

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Almost 50% of Portuguese consumers seek out merchants that accept MB WAY

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More than 50% of young adults use MB WAY for online purchases

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Offers the same level of payment security as credit cards

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Innovative and frictionless payment flow

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Supported by 28 banks, providing 95% market coverage

MONEI Payment Gateway

How does MB WAY work?

With MB WAY, Portuguese consumers can complete transactions from their mobile devices.

  • Customer chooses MB WAY at checkout and enters their mobile number.
  • Customer receives a payment request notification on their mobile device.
  • Customer selects their payment card and accepts the payment.
  • Customer enters their PIN to authorize the payment.
  • "Payment authorized" message appears on their mobile device.
  • The payment is confirmed on your website.

Accepting cross-border payments via MB WAY wallet means you’ll reach more international customers. But diversifying your payment stack shouldn’t end there. Staying competitive requires accepting many payment methods including cards and alternative payment methods like Google Pay, Apple Pay, PayPal, Click to Pay, Cofidis, Bizum, Giropay, Trustly, Bancontact, Multibanco, SEPA Direct Debit, and SEPA Request-to-Pay.

Integrate with MONEI’s payments platform to manage it all from a single platform.

Accept MB WAY payments with MONEI

Accept MB WAY online

Use a simple plugin to add MB WAY to e-commerce platforms like Shopify, PrestaShop, and Adobe Commerce (Magento 2), or integrate with your custom-built website using our Payments API.

Accept MB WAY in person

Do many Portuguese tourists visit your business in Spain? Download the MONEI Pay app (Android or iOS) to take MB WAY wallet payments from your phone or tablet. View online and physical transaction history from anywhere.

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More payment methods you may be interested in

Google Pay
Apple Pay
Dinners Club
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Bizum payment gateway
Cofidis payment gateway
Multibanco payment gateway
SEPA payment gateway
JCB payment gateway
Dinners Club payment gateway
Discover payment gateway


What is MB WAY?

MB WAY is a mobile payment system that lets users make purchases, transfer money, and withdraw cash using their smartphones. It works through a smartphone app that is linked to a user's bank account or credit card.

How do I accept MB WAY payments in my business?

To accept MB WAY payments in your business, you’ll need to choose a payment service provider (PSP) that supports MB WAY (like MONEI).

How much does it cost to use MB WAY as a merchant?

There are no extra costs to configure MB WAY in your MONEI account. Transaction fees are based on the payment method the customer selects while paying through their MB WAY wallet. For example, paying with their bank card might have a different transaction fee than paying with a credit card like Visa or Mastercard.

Is MB WAY secure for merchants?

Yes, MB WAY uses secure encryption methods to protect transactions, making it a secure payment method. And with MONEI as your payments partner, you don’t have to worry about PSD2 and PCI compliance, we’ve got you covered.

What should I do if a customer has a problem with their MB WAY payment?

The customer should contact their bank or MB WAY's customer support. As a merchant, you can assist them by providing any necessary transaction details. Simply go to the Payments tab in your MONEI Dashboard to look up transactions.

Do I need a special device to accept MB WAY payments?

No. You can integrate MB WAY into your e-commerce website with MONEI’s payment gateway. And with MONEI Pay (physical payments), all you need is your smartphone to accept contactless in-person payments.

Can I accept MB WAY payments online?

Yes, MB WAY can be used for online payments as well as in-store purchases.

What happens if an MB WAY payment fails?

If an MB WAY payment fails, the transaction will not be completed. The customer will need to try the payment again or use a different payment method. If the customer experiences frequent issues, they should contact their bank or card issuer. If your business experiences frequent failed MB WAY payments, contact support, and we’ll look into it.

Are there transaction limits with MB WAY?

The minimum MB WAY transaction amount is €1.00 and the maximum amount is €5,000.00. Incomplete transactions timeout after four minutes.

How long does it take for an MB WAY payment to process?

MB WAY payments typically process immediately. Settlement times into your business bank account can vary depending on your MONEI account status. Once you’re a trusted and verified merchant, you’ll be eligible for 1-day payment settlements.