Virtual POS: sell online, around the world

Create fast, secure, and frictionless online payment experiences for your customers with MONEI’s virtual POS services.

Open an Account

*Currently supporting merchants in Spain and Andorra

What is a virtual POS?

A virtual POS is an online payment terminalrequired to accept credit card and digital wallet payments through your e-commerce website. It’s a virtual point of sale for card-not-present transactions and is sometimes referred to as a merchant ID, merchant code, or merchant acquiring.

How to get a virtual POS?

First, you need to go to your acquiring bank to register for a virtual POS. Then you have to provide those credentials when you’re opening an account with a payment gateway.

But with an all-in-one payments platform like MONEI, virtual POS services are a built-in feature (at no extra cost).

Connect MONEI with your e-commerce website

Seamlessly connect with all major e-commerce platforms or integrate with your custom-built website using our Payments API.

Open an Acount

Reduce engineering costs with integration options for all your business needs

Hosted Payment Page

Securely collect a wide range of payment methods wih MONEI's prebuilt payment page. Add your logo, branding, and company URL to customize your checkout.

Pay By Link

Send online payment requests via any channel with or without a website using Pay By Link.

Custom Checkout

Build a custom checkout using MONEI Components to safely accept payments from your customers.

Payments API

Securely perform server-to-server payments with MONEI's Payments API.


  curl --request POST 'https://api.monei.com/v1/payments'
  --header 'Authorization: <API_KEY>'
  --header 'Content-Type: application/json'
  --data-raw '{
    "amount": 110,
    "currency": "EUR",
    "orderId": "14379133960355",
    "description": "Test Shop - #14379133960355",
    "customer": {
      "email": "john.doe@microapps.com"
    },
    "callbackUrl": "https://example.com/checkout/callback",
    "completeUrl": "https://example.com/checkout/complete",
    "cancelUrl": "https://example.com/checkout/cancel"
}'

Accept more payment methods from a single platform

One payments platform, endless features

Dynamic pricing

Pay less on transaction fees as your business grows

Real-time payment analytics

Take control of your business with live, detailed online payment data at your fingertips

Secure digital payments

PCI compliance, 3D Secure checkout, payment tokenization, we've got you covered

Fast settlements

Once you’re a verified merchant, get payouts 24 hours after transactions take place

Recurring payments and subscriptions

Streamline recurring billing or put it on autopilot with MONEI subscriptions

Expert support

Get expert help with onboarding, integrations, and choosing the right payment methods to accept

What MONEI merchants are saying

Rating

81 reviews

Write a review

Felipe Martin

A week ago

The best online payment aggregate out there

Juan M

A week ago

Super intuitive and easy to use

Beautify Box

A week ago

We have integrated Monei as our secure payment gateway, in a simple, fast and completely secure way. It also offers us payment methods such as Bizum, which increases the conversion of payments and gives options to all customers. The commissions with respect to others are lower and also the customer service in Spain is very efficient. Thank you

OrtoPrime España

Two weeks ago

100% recommended. An optimal payment gateway that quickly adapts to the changes and improvements required in electronic commerce. We are very happy to work with the MONEI team!

Biel Tenias Tenas

A month ago

We use it every day to collect from our firm's clients and I can only recommend it to everyone. VERY LOW commissions and the next day you have the money deposited in your checking account. 10/10.

Mar Sánchez Orduna

A month ago

I give this application a 10 for my online store since thanks to it my clients can pay with bizum and other means of card payment, increasing my conversion rate. It is very simple and intuitive and anyone can connect their ecommerce to Money. They also have a super responsive support that answers all your questions. Highly recommended.

Catherin Barajas guerrero

Two months ago

I use MONEI for my business and so far it works great. It is easy to integrate and the customer service is very good. I recommend it

Andres Varela

Three months ago

Highly recommended

David Hart Socias

Four months ago

Very good service. Our users asked us to pay for bizum and since we implemented it, the conversion rate of the web has increased!

Lluis Cufi

Four months ago

I've been using MONEI apps and MONEI Payments Platform for many years and I have only good words for them. The service is absolutely perfect, great customer service and very reasonable prices. I totally recommend it!

Start accepting online payments today

Accept more payment methods, increase conversions, and grow your e-commerce business with the all-in-one payments platform.

Join MONEI Now

Virtual POS FAQ

In order to accept payments online, you need a payment gateway. And depending on the payment gateway, it either comes with virtual POS services (like MONEI), or you need to get credentials from an acquiring bank.

The ideal solution offers a range of features to help you accept payments online. That’s why opting for a payment gateway (like MONEI) that has built-in virtual POS or merchant acquiring services is the best option.

You can’t. In order to accept online payments, you need a virtual POS or a payment gateway that has merchant acquiring services.

When a customer initiates a payment, the virtual POS collects the information. The payment gateway connects to the virtual POS and routes the transaction to and from the payment processor for verification. Both are required in digital payments.

It depends on the provider. With MONEI, you pay per transaction and your fees decrease as your sales volume increases.

Articles related to TPV virtual

What’s the Difference Between a Payment Gateway and Virtual POS?

Although a virtual POS and a payment gateway are sometimes seen as the same thing, there are some ke...

Virtual terminal: what is it and how can it help your business?

Discover how a virtual terminal can streamline payment processing in your business, so you can accep...

Payment Gateway vs Payment Processor

As an e-commerce merchant payment security is always top of mind. Read on to learn the difference be...

Acquiring Bank vs Issuing Bank: 3 Minute Guide

Two key players in digital payment processing are the acquiring bank and the issuing bank. Use this ...

Still here?

Try MONEI right now

Open an Account

MONEI DIGITAL PAYMENTS SL - ESB02660926 Palestina, 1, Entreplanta, 29007, Málaga, Spain BORME Registry Details: Registro Mercantil de MÁLAGA T 5998, L 4905, F 54, S 8,H MA158775, I/A 1 (14.01.21). MONEI is a Payments Institution regulated by Banco de España with license number: 6911, and a Swift member with BIC number: MDIPES22. MONEI is a member of the European Payments Council under the SRTP group. MONEI stores funds from merchants in omnibus (safeguard) accounts controlled by fully regulated financial institutions.