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Online payments infrastructure built for growth
Join thousands of businesses in Southern Europe ranging in size from startups to SMEs to large enterprises — offer online payments to customers around the world with MONEI’s all-in-one payments platform.
*Currently supporting merchants in Spain and Andorra
Increase conversions
Create a frictionless payment experience and offer customers their preferred payment methods
Reduce engineering costs
Use a payments solution that’s built to scale — plug in with popular e-commerce platforms or use our Payments API
Process secure digital payments
MONEI is PCI compliant, supports 3D Secure checkouts, and uses tokenization to encrypt sensitive payment information
Pay less on transaction fees
Get online payments that scale with your business — the more you sell, the less you’ll spend on transaction fees
Leverage real-time payment analytics
Take control of your business with live, detailed online payment data at your fingertips
Get expert support
From account creation to integration troubleshooting to configuring the right payment methods, our payment technology experts are here to help
Accept more online payment methods from one platform
Grow your business internationally by accepting all the most popular local payment methods.
MONEI’s online payment platform at work
Choose an online payments integration that suits your business needs.
Hosted Payment Page
Use MONEI’s prebuilt payment page to securely collect a wide range of payment methods. Customize your checkout with your branding, logo, and company URL.
Pay By Link
Send online payment requests via any channel with or without a website using Pay By Link.
Order from [Your Brand]
Custom Checkout
Build a custom checkout using MONEI Components to safely accept payments from your customers.
Payments API
Use MONEI’s Payments API to securely perform a server to server payment.
curl --request POST 'https://api.monei.com/v1/payments'
--header 'Authorization: <API_KEY>'
--header 'Content-Type: application/json'
--data-raw '{
"amount": 110,
"currency": "EUR",
"orderId": "14379133960355",
"description": "Test Shop - #14379133960355",
"customer": {
"email": "john.doe@microapps.com"
},
"callbackUrl": "https://example.com/checkout/callback",
"completeUrl": "https://example.com/checkout/complete",
"cancelUrl": "https://example.com/checkout/cancel"
}'
Easy online payments integration
Seamlessly connect with all major e-commerce platforms or integrate with your custom-built website using our Payments API.
What MONEI merchants are saying
Rating
Felipe Martin
A week ago
The best online payment aggregate out there
Juan M
A week ago
Super intuitive and easy to use
Beautify Box
A week ago
We have integrated Monei as our secure payment gateway, in a simple, fast and completely secure way. It also offers us payment methods such as Bizum, which increases the conversion of payments and gives options to all customers. The commissions with respect to others are lower and also the customer service in Spain is very efficient. Thank you
OrtoPrime España
Two weeks ago
100% recommended. An optimal payment gateway that quickly adapts to the changes and improvements required in electronic commerce. We are very happy to work with the MONEI team!
Biel Tenias Tenas
A month ago
We use it every day to collect from our firm's clients and I can only recommend it to everyone. VERY LOW commissions and the next day you have the money deposited in your checking account. 10/10.
Mar Sánchez Orduna
A month ago
I give this application a 10 for my online store since thanks to it my clients can pay with bizum and other means of card payment, increasing my conversion rate. It is very simple and intuitive and anyone can connect their ecommerce to Money. They also have a super responsive support that answers all your questions. Highly recommended.
Catherin Barajas guerrero
Two months ago
I use MONEI for my business and so far it works great. It is easy to integrate and the customer service is very good. I recommend it
Andres Varela
Three months ago
Highly recommended
David Hart Socias
Four months ago
Very good service. Our users asked us to pay for bizum and since we implemented it, the conversion rate of the web has increased!
Lluis Cufi
Four months ago
I've been using MONEI apps and MONEI Payments Platform for many years and I have only good words for them. The service is absolutely perfect, great customer service and very reasonable prices. I totally recommend it!
Set up online payments today
Accept more online payment methods, increase sales, and grow your online business with the best platform for e-commerce payments.
Online payments FAQ
The payment methods you offer should cater to your target audience. Common options include credit and debit cards, digital wallets like Apple Pay, Google Pay, and Click to Pay, bank transfers like SEPA Direct Debit, and local payment methods like Bizum (Spain), MB WAY (Portugal) to attract a wider range of customers.
Use a payment gateway that’s PCI DSS compliant, supports 3D Secure checkout and strong customer authentication (SCA), and uses tokenization to store sensitive payment data and protect transactions.
A chargeback occurs when a customer disputes a charge, and the funds are returned to them. This can be costly and damaging to your reputation. To minimize chargebacks, clearly describe products/services, offer excellent customer service, and use fraud prevention tools. Always provide a clear and easy-to-find refund policy, and communicate with dissatisfied customers proactively.
Fees can vary depending on your payment service provider (PSP). Typically, there are transaction fees, which are a percentage of each sale plus a fixed amount. There may also be setup fees, monthly fees, and additional costs for services like chargeback disputes or international transactions. Explore MONEI’s pricing.
If you're catering to an international audience, you should offer local payment methods. And with a payment gateway like MONEI, you don’t need a different integration for each country you want to sell to. Configure a range of popular payment methods throughout Europe in your account.
