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Multibanco
Founded in 1985 and currently used by 90% of consumers in the country, Multibanco is Portugal’s most popular local payment method.
Customers use it to make post-purchase payments for online orders using cash at 13,000 ATMs across Portugal. Or they can pay immediately through the Multibanco online banking environment.
Benefits of accepting Multibanco
Accept Multibanco in your e-commerce store to let shoppers pay via their online banking app without sharing cards or personal information. It’s fast, secure, and integrates with the main banks.
Avoid chargebacks
Transactions are paid in cash, eliminating the risk of chargebacks so you always get paid
Guarantee security
No banking or personal information is shared while customers pay at an ATM or via their banking app
Build trust
Multibanco’s popularity and proven track record will boost trust in your business and improve conversion rates
What is the Multibanco payment process?
Multibanco lets e-commerce shoppers pay immediately through their online banking environment or at an ATM.
- Choose Multibanco at checkout. The customer selects Multibanco on the payment page.
- Payment authorization. The customer pays immediately via their online banking app or chooses to receive a code to pay at any Multibanco cash machine within seven days.
- Transaction completed. The customer completes the payment process and you’re both notified that the payment has been received.
Is Multibanco a safe payment method?
Multibanco shines as Portugal's most popular and secure payment method. Customers can complete transactions without disclosing their actual card details to merchants.
To authorize transactions, customers must enter their six-digit PIN, a Strong Customer Authentication (SCA) feature that adds an extra layer of security to every payment.
Integrate Multibanco with your online store
Contact us to add Multibanco to your e-commerce platform or custom-built website and start accepting cross-border payments today.
What MONEI merchants are saying
Rating
Felipe Martin
A week ago
The best online payment aggregate out there
Juan M
A week ago
Super intuitive and easy to use
Beautify Box
A week ago
We have integrated Monei as our secure payment gateway, in a simple, fast and completely secure way. It also offers us payment methods such as Bizum, which increases the conversion of payments and gives options to all customers. The commissions with respect to others are lower and also the customer service in Spain is very efficient. Thank you
OrtoPrime España
Two weeks ago
100% recommended. An optimal payment gateway that quickly adapts to the changes and improvements required in electronic commerce. We are very happy to work with the MONEI team!
Biel Tenias Tenas
A month ago
We use it every day to collect from our firm's clients and I can only recommend it to everyone. VERY LOW commissions and the next day you have the money deposited in your checking account. 10/10.
Mar Sánchez Orduna
A month ago
I give this application a 10 for my online store since thanks to it my clients can pay with bizum and other means of card payment, increasing my conversion rate. It is very simple and intuitive and anyone can connect their ecommerce to Money. They also have a super responsive support that answers all your questions. Highly recommended.
Catherin Barajas guerrero
Two months ago
I use MONEI for my business and so far it works great. It is easy to integrate and the customer service is very good. I recommend it
Andres Varela
Three months ago
Highly recommended
David Hart Socias
Four months ago
Very good service. Our users asked us to pay for bizum and since we implemented it, the conversion rate of the web has increased!
Lluis Cufi
Four months ago
I've been using MONEI apps and MONEI Payments Platform for many years and I have only good words for them. The service is absolutely perfect, great customer service and very reasonable prices. I totally recommend it!
Multibanco FAQ
Which payment methods does MONEI support?
Consult our payment methods page to see all the local payment methods you can accept when you integrate with MONEI.
What are all the different types of local payment methods?
There are many local payment methods used across the world. You don’t have to accept them all. Instead, focus on the ones most relevant to your target market.
What are interchange fees?
They are the fees you must pay to card-issuing banks when customers use a credit or debit card to complete a purchase from your business. Learn how they work.
Are there setup fees for MONEI?
No. And transaction fees are dynamic. As your sales increase, your fees per transaction will decrease. Learn more about MONEI’s pricing.
