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Accept Multibanco — Portugal’s #1 local payment method

Reach Portuguese customers by accepting Multibanco, the most popular and trusted payment method in Portugal.

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What is Multibanco and why should you add it to your online store?

Founded in 1985, Multibanco lets customers make online purchases using cash at 13,000 ATMs across Portugal. Ninety percent of Portuguese consumers have Multibanco debit cards, making it the most commonly used payment method in the country.

Accept Multibanco in your e-commerce store to let shoppers pay via their online banking app without sharing card or personal information. It’s fast, secure, and integrates with the main banks.

Benefits of accepting Multibanco

  • No chargebacks. Transactions are paid in cash, eliminating the risk of chargebacks so you always get paid.
  • Guaranteed security. No banking or personal information is shared while customers pay at an ATM.
  • Popular and trusted. Multibanco’s popularity and proven track record will boost trust in your business and improve conversion rates.

What is the Multibanco payment process?

Multibanco lets e-commerce shoppers pay immediately through their online banking environment or at an ATM.

  1. Choose Multibanco at checkout. The customer selects Multibanco on the payment page.
  2. Payment authorization. The customer pays immediately via their online banking app or chooses to receive a code to pay at any Multibanco cash machine within seven days.
  3. Transaction completed. The customer completes the payment process and you’re both notified that the payment has been received.
With Multibanco payments, you’ll reach more people and improve sales. But diversifying your payment options shouldn’t end there. Staying competitive requires accepting many payment methods including cards and alternative payment methods like Google Pay, Apple Pay, PayPal, SOFORT, Click to Pay, Cofidis, Bizum, Giropay, Trustly, Bancontact, iDEAL, MB WAY, SEPA Direct Debit, SEPA Request-to-Pay, and Klarna.
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Integrate Multibanco with your online store

Contact us to add Multibanco to your e-commerce platform or custom-built website and start accepting cross-border payments today.

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