PayPal Alternative

While PayPal was once the go-to payment solution for online merchants, the days of having limited payment gateway options for your e-commerce store are gone. Now there’s an abundance of PayPal alternatives that provide an equal or better set of features — and they cost you much less.

Try MONEI as your alternative to Payflow (PayPal’s payment gateway), to take advantage of the best payment gateway rates.

PayPal Alternative

MONEI’s architecture and solution for digital and e-commerce payment processing were presented at Amazon’s AWS Startup Architecture of the Year Program (Iberia region) — and we won! We take user satisfaction, reliability, and security very seriously and strive to innovate online payments so you can offer your customers as many payment methods as possible.

  • In the online payments ecosystem, you see PayPal everywhere. But there are other — more affordable — options out there. MONEI has the lowest transaction fees on European credit cards right now.
  • Benefit from lower payment gateway fees, so you have more money to reinvest and grow your e-commerce business. 3D Secure Payments ensure that you and your customers are protected.
  • Easily integrate MONEI with your e-commerce platform using our API and dev documentation. You’ll be ready to sell in minutes.
  • With PayPal, you can often experience downtimes, leaving you and your customers without service. Avoid hurting your reputation by switching to a more reliable solution.
  • MONEI allows you to customize and brand your store’s checkout experience. Unlike PayPal, we are a white label solution: ensuring your customers only see your branding at checkout, not ours.
  • Become a verified merchant, and enjoy our revolutionary 1-day payment settlement system
  • 3D secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real time control panel with advanced analytics
  • Clients database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transactions available (not only 12 months)
  • Pay by link (invoice sent by email)
  • Intelligent refunds from the control panel
  • Configuration and customization of the payment screen (logo, colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders & invoices
  • Routing engine (payments sent to multiple acquirers to reduce lost sales)
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic pricing — as you sell more, your transaction fees decrease
  • Ready to use React components
MONEI
  • 3D secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real time control panel with advanced analytics
  • Clients database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transactions available (not only 12 months)
  • Pay by link (invoice sent by email)
  • Intelligent refunds from the control panel
  • Configuration and customization of the payment screen (logo, colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders & invoices
  • Routing engine (payments sent to multiple acquirers to reduce lost sales)
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic pricing — as you sell more, your transaction fees decrease
  • Ready to use React components
PayPal
  • 3D secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real time control panel with advanced analytics
  • Clients database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transactions available (not only 12 months)
  • Pay by link (invoice sent by email)
  • Intelligent refunds from the control panel
  • Configuration and customization of the payment screen (logo, colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders & invoices
  • Routing engine (payments sent to multiple acquirers to reduce lost sales)
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic pricing — as you sell more, your transaction fees decrease
  • Ready to use React components