Stripe Alternative

While Stripe has gained popularity in the last few years, MONEI’s payment gateway is a leading alternative to Stripe. Now you can accept online payments without astronomical transaction fees in even more countries, including Andorra.

PayPal Alternative

Focused on innovation, reliability, and user satisfaction, our team presented MONEI’s architecture at Amazon’s AWS Startup Architecture of the Year Program (Iberia region)— and we won!

There are several advantages — for all types of online merchants — to choosing MONEI over Stripe as your payment gateway alternative.

  • Become a verified merchant, and benefit from a 1-day payment settlement system (get your money in 24 hours)
  • Get lower transaction fees, so you have more money to reinvest and grow your business
  • Protect yourself and your customers with 3D Secure Payments
  • Use our API to quickly and easily integrate MONEI with your e-commerce platform — you’ll be ready to sell in minutes
  • Make MONEI yours. Customize and brand your store’s checkout experience with our white label solution: customers will only see your branding and domain during the checkout process, not ours.
  • MONEI grows with you. Take advantage of an evolutive pricing system: the more you sell, the lower your variable fee will be. This tapering rate, as well as lower fixed fees, means you’ll experience the lowest payment gateway costs on the market.
  • 3D secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • PayPal
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real time control panel with advanced analytics
  • Clients database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transactions available (not only 12 months)
  • Pay by link (invoice sent by email)
  • Intelligent refunds from the control panel
  • Configuration and customization of the payment screen (logo, colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders & invoices
  • Routing engine (payments sent to multiple acquirers to reduce lost sales)
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic pricing — as you sell more, your transaction fees decrease
  • Ready to use React components
MONEI
  • 3D secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • PayPal
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real time control panel with advanced analytics
  • Clients database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transactions available (not only 12 months)
  • Pay by link (invoice sent by email)
  • Intelligent refunds from the control panel
  • Configuration and customization of the payment screen (logo, colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders & invoices
  • Routing engine (payments sent to multiple acquirers to reduce lost sales)
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic pricing — as you sell more, your transaction fees decrease
  • Ready to use React components
Stripe
  • 3D secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • PayPal
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real time control panel with advanced analytics
  • Clients database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transactions available (not only 12 months)
  • Pay by link (invoice sent by email)
  • Intelligent refunds from the control panel
  • Configuration and customization of the payment screen (logo, colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders & invoices
  • Routing engine (payments sent to multiple acquirers to reduce lost sales)
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic pricing — as you sell more, your transaction fees decrease
  • Ready to use React components